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New Pension Plan: Get Rs 1 crore directly on retirement, as well as a monthly pension of Rs 70,000

New Pension Plan: Get Rs 1 crore directly on retirement, as well as a monthly pension of Rs 70,000

 

 

 

 

National Pension System: National Pension System is the most popular pension scheme nowadays in which there is no investment limit. In this, you will get 70 thousand monthly pension together amounting to more than 1 crore. Let us know all the details about this scheme.

Nowadays people have become very conscious about the expenses after retirement. Actually, maintaining the post job expenses is a big challenge. For a comfortable life in old age, a hefty amount in your account and regular income every month is very important. In such a situation, nowadays there are many great schemes in which you can secure your old age by investing. One such scheme is NPS i.e. National Pension System for this. By investing in this, you can deposit a huge amount for your old age.

Let us tell you that nowadays this is the most popular pension scheme in which there is no investment limit. The special thing is that NRI can also invest in this scheme. Let us know all the details about this scheme.

Features of NPS scheme

– Any person aged 18 to 70 years can invest in this scheme.
Both government and private employees (Private and Government Employees) can invest.
Under this scheme two accounts Tier 1 and Tier 2 are opened.
You should know that without Tier 1 no one can open Tier 2 account.
It is a government-backed social security investment scheme.
In this, the investor gets both loan and equity exposure.

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According to the calculation, from the age of 28 years for 60 years, if we invest 10 thousand rupees every month, then the
total amount = 38 lakh 40 thousand rupees,
now according to the expected return of 10 percent, the
total corpus = 2.80 crore rupees,
now lump sum amount = 1.6 crore rupees
Now if we keep the estimated annuity rate of 8% per annum, then after 60 years the
total amount (pension) = 75 thousand rupees per month.

Now let’s understand by example, if an investor invests 10 thousand rupees every month in NPS at the age of 28 years and keeps doing it till the age of 60 years, then he will get more than 1.5 crore rupees as well as a pension of 75 thousand rupees every month. Will also get

See calculation here

According to the calculation, from the age of 28 years for 60 years, if we invest 10 thousand rupees every month, then the
total amount = 38 lakh 40 thousand rupees,
now according to the expected return of 10 percent, the
total corpus = 2.80 crore rupees,
now lump sum amount = 1.6 crore rupees
Now if we keep the estimated annuity rate of 8% per annum, then after 60 years the
total amount (pension) = 75 thousand rupees per month.

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